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STOCK SELECTIONS

October 18, 2024

Overview

ADBE (Adobe) is a leading global software company whose programs allow the creation, transfer and printing of electronic documents. Its main areas are Digital Media (creative and document services products), Digital Experience for marketing programs and Publishing products such as those based on Acrobat and Photoshop. Revenues come from licensing fees from customers. It has a large base of satisfied customers and is experiencing strong growth from its cloud based platforms.

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Earnings and Yield

ADBE exceeded expectations in three of the last four quarters and guidance is strong going forward.  There is no dividend.

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Valuation

PE is 34 compared with an average of 36 and forward PE is 34.  Industry average is 32. PEG is 2.6.  PS is 9.5 compared with an average 8.2 and industry 7.6.

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Technical

Simple MA:        

5 day                     502.39

10 day                   498.86

20 day                   506.33

50 day                   534.69               

100day                  528.91

200day                  532.14

 

PSAR                     Buy since Oct 14, 2024

ADX (14)               31.5 and flat

DI +                       14.8 and flat

DI –                        27.7 and falling

 

MACD (12,26)       negative 9.92

SMA (9)                  negative 17.59          

OBV                       Below the 20 day MA and both are falling

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Prices

Close                      494.90 on October 18, 2024                   

52 wk hi                  638.25

Ave target              609.00

 

Summary

ADBE is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

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October 18, 2024

Overview

RF (Regions Financial) is a leading regional bank offering full commercial and residential banking services as well as wealth and asset management. It has an advanced deposit base resulting in lower costs and increased profits. It has had steady growth in loans and is expanding through strategic acquisitions and mobile platforms. RF is financially strong with a good balance sheet and liquidity.

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Earnings and Yield

RF  exceeded expectations in three of the last four quarters and guidance is strong going forward .  Dividend is 4.1%.

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Valuation

PE is 12 compared with an average of 10 and forward PE is 12.  Industry average is 11. PEG is 2.9.  PS is 2.9 compared with an average 2.6 and industry 4.4.

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Technical

Simple MA:           

5 day                     23.88  

10 day                   23.48

20 day                   23.14

50 day                   22.59

100day                  21.39

200day                  20.30

 

PSAR                     BUY since Oct 11, 2024

ADX (14)                21.0 and rising

DI +                       26.0 and rising

DI –                        10.4 and falling

 

MACD (12,26)       0.31

SMA (9)                 0.22

               

OBV                      Above 20 day MA and both are flat

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Prices

Close                     23.82 on October 18, 2024         

52 wk hi                 24.47

Ave target             25.00

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Summary

RF is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

November 28, 2024

Overview

CI (Cigna Group) is a leading provider of healthcare services to employers, individuals and the government. It has shown consistent growth in members over several years because of diversified products and superior service. It focuses on trying to reduce the growth in medical costs which makes it attractive to clients. Since its purchase of Exrpess Scripts it has become a leading pharmacy benefits manager and has a specific focus on the rapidly growing and profitable area of specialty pharmacy offerings, where it is in unique position of being able to both control and benefit from this market.

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Earnings and Yield

CI exceeded expectations in the last four quarters and guidance is strong going forward .  Dividend is 1.6 %

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Valuation

PE is 12 compared with an average of 12 and forward PE is 12. Industry average is 13. PEG is 1.0. PS is  0.4 compared with industry of 0.4.

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Technical

 

PSAR                     Buy since Nov 11, 2024

ADX (14)               17.1 and flat

DI +                       33.3 and rising

DI –                        19.8 and falling

 

MACD (12,26)       6.10

SMA (9)                  2.62          

OBV                       Rising

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Prices

Close                      336.5 on November 27, 2024                   

52 wk hi                  370.83

Ave target              398.00

 

Summary

CI is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

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November 28, 2024

Overview

BBWI (Bath and Body Works) is a leading retailer in the fields of body and home fragrances. The beauty and personal care industry are predicted to have strong growth over the next five years and BBWI plans to expand an additional areas including skincare, hair, laundry and men’s grooming. It has a competitive advantage with it strong brand loyalty. It is estimated that 80% of women and 60% of men are aware of BBWI and it has an extremely large and growing customer loyalty membership that accounts for up to 80% of sales. After a disappointing second quarter, BBWI recently released strong third-quarter results and raise guidance for the year.

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Earnings and Yield

ALL exceeded expectations in the last four quarters and guidance is strong going forward .  Dividend is 2.2 %.

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Valuation

PE is 11 compared with an average of 12 and forward PE is 11. PEG is 1.1.

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Technical

PSAR                     BUY since Nov 25, 2024

ADX (14)                17.7 and rising

DI +                       42.1 and rising

DI –                        13.9 and falling

 

MACD (12,26)       1.12

SMA (9)                 0.65

               

OBV                      Rising

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Prices

Close                     35.90 on November 27, 2024         

52 wk hi                 52.99

Ave target             41.00

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Summary

BBWI is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

October 11, 2024

Overview

NCLH (Norwegian Cruise Line)  NCLH is leading cruise line company operating ships under three brands and aiming to provide enhance onboard service. NCLH has been focusing on fleet expansion and digital initiatives that have resulted in it being able to show increased booking volumes despite high pricing. The cruise industry in general has benefited from increased travel demand after the pandemic. NCLH is aiming to increase its presence in China, which should become the second largest market in the world by 2030. Despite these expansion efforts, NCLH has sufficient liquidity to see them to completion.

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Earnings and Yield

NCLH  exceeded expectations in three of the last four quarters and guidance is strong going forward .  There is no dividend.

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Valuation

PE is 24 compared with an average of 12 and forward PE is 17.  Industry average is 31. PEG is 0.3. PS is 0.8 compared with an average 1.1 and industry 1.4.

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Technical

Simple MA:           

5 day                     22.07  

10 day                   21.05

20 day                   20.76

50 day                   18.39

100day                  18.20

200day                  18.14

 

PSAR                     BUY since Oct 8, 2024

ADX (14)                28.8 and rising

DI +                       38.9 and rising

DI –                        11.7 and falling

 

MACD (12,26)       0.87

SMA (9)                 1.06

               

OBV                      At 20 day MA and both are rising

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Prices

Close                     23.38 on October 11, 2024         

52 wk hi                 23.82

Ave target             24.00

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Summary

NCLH is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

September 17, 2024

Overview

PHM (Pultegroup) is a large homebuilder in the United States offering products in all major customer segments. It has used a variety of strategic initiatives to continue to attract customers in the volatile housing market. Its land acquisition approach has been profitable for many years. Demand for housing is likely to increase with upcoming interest rate cuts which should benefit companies such as PHM.

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Earnings and Yield

PHM exceeded expectations in the last four quarters and guidance is strong going forward.  Dividend is 0.4%.

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Valuation

PE is 11 compared with an average of 9.5 and forward PE is 10.  Industry average is 11.9. PEG is 0.55. PS is 1.6 compared with an average 0.95 and industry 1.5.

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Technical

Simple MA:        

5 day                     137.76

10 day                   130.84

20 day                   132.12

50 day                   126.60                

100day                  120.03

200day                  113.11

 

PSAR                     Buy since Sept 12, 2024

ADX (14)               26.5 and rising

DI +                       34.1 and rising

DI –                        13.5 and falling

 

MACD (12,26)       3.19

SMA (9)                  3.35          

OBV                       Below the 20 day MA and both are rising

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Prices

Close                      140.46 on September 17, 2024                   

52 wk hi                  141.43

Ave target              142.00

 

Summary

PHM is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

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October 4, 2024

Overview

F (Ford Motor Company) is one of the largest automobile manufacturing companies in the world. It is focusing on its popular and highly profitable light trucks and SUV models which account for the majority of sales in North America. It has some profitable electric vehicles such as Mustang and F-150 Lightning and has good growth in its commercial products such as Transit vans. Its strong financial position allows it to adjust its manufacturing to demand, for example by increasing production popular hybrids to offset a reduction in demand for pure electric cars.

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Earnings and Yield

 F missed expectations in the last quarter but guidance is strong going forward .  Dividend is 7.3%.

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Valuation

PE is 6 compared with an average of 9 and forward PE is 6.  Industry average is 34. PEG is 0.8 PS is 0.3 compared with an average 0.3 and industry 1.7.

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Technical

Simple MA:           

5 day                     10.56  

10 day                   10.65

20 day                   10.68

50 day                   10.64

100day                  11.61

200day                  11.94

 

PSAR                     SELL since Sept 25, 2024

ADX (14)                12.0 and falling

DI +                       27.4 and rising

DI –                        30.0 and falling

 

MACD (12,26)       negative 0.05

SMA (9)                 negative 0.06

               

OBV                      Around the 20 day MA and both are stable

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Prices

Close                     10.57 on October 4, 2024         

52 wk hi                 14.85

Ave target             13.00

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Summary

F is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

October 11, 2024

Overview

QCOM (Qualcomm) is a fabless semiconductor company that designs and markets integrated circuits. It has traditionally served the wireless communications industry (holding a leading position in smartphones) but most growth will be coming from automobiles (including driver assistance) , the Internet of Things and Artificial Intelligence. It is developing chips that should capture a large share of AI-enabled smartphones and personal computers. Its EDGE networking will improve connectivity in homes, businesses and factories.

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Earnings and Yield

QCOM  exceeded expectations in the last four quarters and guidance is strong going forward .  Dividend is 1.9%.

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Valuation

PE is 22 compared with an average of 18 and forward PE is 19.  Industry average is 19. PEG is 1.7.  PS is 4.5 compared with an average 4.2 and industry 4.9.

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Technical

Simple MA:        

5 day                     168.40

10 day                   168.40

20 day                   168.72

50 day                   167.53               

100day                  184.37

200day                  172.89

 

PSAR                     Sell since Oct 1, 2024

ADX (14)               14.7 and falling

DI +                       20.6 and flat

DI –                        18.1 and flat

 

MACD (12,26)       1.42

SMA (9)                  1.47          

OBV                       Below the 20 day MA and both are falling

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Prices

Close                      169.98 on October 11, 2024                   

52 wk hi                  230.63

Ave target              216.00

 

Summary

QCOM is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

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August 19, 2024

Overview

AIZ (Assurant) is an international insurance provider focusing on housing and lifestyle markets. Lifestyle accounts for 80% of revenues from mobile device protection, extended service products for consumer electronics as well as auto insurance. Housing provides conventional homeowner insurance products. Revenues and earnings have grown consistently for the past number of years and this is likely to continue. AIZ has solid finances, is reducing debt and plans more share repurchases.

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Earnings and Yield

 AIZ exceeded expectations in the last four quarters and guidance is strong going forward.  Dividend is 1.5%.

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Valuation

PE is 10 compared with an average of 15 and forward PE is 11. The industry average is 8. PE to growth is 2.2. PS is 0.8 compared with an average of 0.9 and industry value of 1.6.

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Technical

Simple MA:        

5 day                     186.06

10 day                   179.69

20 day                   176.11

50 day                   171.09                

100day                  173.33

200day                  173.48

 

PSAR                     Buy since August 9, 2024

ADX (14)               25.6 and rising

DI +                       33.1 and rising

DI –                        13.5 and falling

 

MACD (12,26)       3.40

SMA (9)                  2.77          

OBV                       Below the 20 day MA and falling

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Prices

Close                      188.75 on August 19, 2024                   

52 wk hi                  189.77

Ave target              212.00

 

Summary

AIZ is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

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September 17, 2024

Overview

TSM (Taiwan Semiconductor ADR) is the largest manufacturer integrated circuits with a market share above 605. Its foundry produces chips for companies using their proprietary designs using its advance production processes. TSM focuses on high end logic products which require cutting edge technologies that allow higher gross margins. Demand for the chips required for AI and other high-performance computing operations seems likely to increase for years.

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Earnings and Yield

TSM exceeded expectations in the last four quarters and guidance is strong going forward.  Dividend is 1%.

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Valuation

PE is 31 compared with an average of 18 and forward PE is 27.  PEG is 1.0.

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Technical

Simple MA:           

5 day                     170.12  

10 day                   165.72

20 day                   167.43

50 day                   168.19

100day                  163.63

200day                  142.86

 

PSAR                     BUY since Sept 12, 2024

ADX (14)                21.2 and falling

DI +                       19.9 and flat

DI –                        27.1 and falling

 

MACD (12,26)       negative 2.77

SMA (9)                 negative 0.92

               

OBV                      Around the 20 day MA and flat

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Prices

Close                     167.35 on September 17, 2024         

52 wk hi                 193.47

Ave target             205.00

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Summary

TSM is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

August 12, 2024

Overview

EG (Everest Re Group) underwrites property/casualty (P/C)reinsurance and insurance in the United States and abroad. Reinsurance, which is essentially insurance for insurance companies accounts for 70% of revenues. Major events such as hurricanes and other natural disasters affect claims and therefore profitability of insurers. EG has demonstrated solid financial performance in meeting these challenges and has reported record underwriting profit and strong increases in operating, investment and net income. This is attributed through rate increases leading to market expansion and underwriting discipline.

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Earnings and Yield

EG exceeded expectations in three of the last four quarters. The 0.7% miss in the last quarter has not affected guidance going forward. Dividend is 2.0%.

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Valuation

PE is 5 compared with an average of 9.5 and forward PE is 6. The industry average is 8.3. PE to growth is 2.2. PS is 0.8 compared with an average of 0.9 and industry value of 1.3.

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Technical

Simple MA:        

5 day                     361.78

10 day                   368.00

20 day                   377.69

50 day                   378.11                

100day                  378.60

200day                  378.61

 

PSAR                     Sell since July 24, 2024

ADX (14)               19.2 and rising

DI +                       19.0 and flat

DI –                        30.0 and falling

 

MACD (12,26)       negative 7.71

SMA (9)                  negative 1.59          

OBV                       Below the 20 day MA and both are falling

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Prices

Close                      360.91 on August 12, 2024                   

52 wk hi                  417.92

Ave target              423.00

 

Summary

EG is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

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August 16, 2024

Overview

MRK (Merck) is a global pharmaceutical company with a blockbuster cancer drug Keytruda that should continue to expand its indications and therefore revenues for the next several years. MRK also derives stable revenues from animal health and vaccines and has a promising pipeline for drugs treating pulmonary hypertension, RSV, and cancer drugs that could be combined with Keytruda. MRK price dropped sharply on July 30 along with the rest of the market and even though there was a 6% positive earnings surprise that day. The stock now appears undervalued in view of its good prospects.

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Earnings and Yield

MRK exceeded expectations in the last four quarters and provided strong guidance going forward. Dividend is 2.7%.

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Valuation

PE is 17 compared with an average of 13 and forward PE is 14. The industry average is 21. PE to growth is 1.7. PS is 4.9 compared with an average of 4.2 and industry value of 7.6.

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Technical

Simple MA:           

5 day                     113.69  

10 day                   113.29

20 day                   117.6

50 day                   123.98

100day                  126.33

200day                  120.62

 

PSAR                     SELL since July 30, 2024

ADX (14)                31.6 and rising

DI +                       15.2 and flat

DI –                        29.9 and falling

 

MACD (12,26)       negative 5.83

SMA (9)                 negative 5.42

               

OBV                      Below the 20 day MA and both are falling

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Prices

Close                     113.67 on August 16, 2024         

52 wk hi                 134.63

Ave target             140.00

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Summary

MRK is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

July 26, 2024

Overview

TSM (Taiwan Semiconductor Manufacturing) is the world’s largest semiconductor company. Its innovative strategy is based on the foundry model in which it makes semiconductors for the specific needs of a company rather than for general sale. Its quality makes it a supplier to major companies such as Apple, Tesla and Nvidia. TSM earns stable revenue from smartphones and growth from the GPU’s that power the data centres that are required to train AI applications. TSM stock price dropped along with other companies during the recent pullback in technology and its price is now more attractive than it has been in some time.

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Earnings and Yield

TSM exceeded expectations in the last four quarters and maintained strong guidance going forward. EPS estimates have been rising over the past month. Dividend is 1%.

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Valuation

PE is 29 compared with an average of 18 and forward PE is 25. PE to growth is 0.95

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Technical

Simple MA:           

5 day                     164.24   

10 day                   170.13

20 day                   176.18

50 day                   168.42

100day                  154.20

200day                  129.83

 

PSAR                     SELL since July 17, 2024

ADX (14)                31.5 and flat

DI +                       15.0 and falling

DI –                        32.9 and rising

 

MACD (12,26)       negative 2.51

SMA (9)                 2.65

               

OBV                      Below the 20 day MA and falling

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Prices

Close                     161.94 on July 26, 2024         

52 wk hi                 193.47

Ave target             205.00

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Summary

TSM is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

July 30, 2024

Overview

RCL (Royal Caribbean Cruises) is a leading international cruise line. RCL operates focuses on the middle segment of the cruise industry although is expanding to appeal to luxury and younger customers. It has performed strongly since recovery from the pandemic. RCL has benefited from strong cruising demand and loyal customers. Its strategy of filling its ships without discounting prices has led to increased profits per customer. RCL plans to growth through new ships, products and experiences including private destinations.

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Earnings and Yield

RCL exceeded expectations in the last four quarters and maintained strong guidance going forward. EPS estimates have been rising over the past month. There is no dividend.

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Valuation

PE is 15 compared with an average of 12 and forward PE is 13. PE to growth is 0.4. PS is 2.3 compared with and average of 2.0 and industry value of 1.4

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Technical

Simple MA:        

5 day                     156.43

10 day                   161.84

20 day                   162.16

50 day                   156.30                

100day                  145.75

200day                  128.92

 

PSAR                     Sell since July 25, 2024

ADX (14)               22.3 and falling

DI +                       20.0 and rising

DI –                        24.3 and rising

 

MACD (12,26)       1.80

SMA (9)                  4.26           

OBV                        Above the 20 day MA and both are rising

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Prices

Close                      156.94 on July 30, 2024                   

52 wk hi                  173.37

Ave target              175.00

 

Summary

RCL is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

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July 31, 2024

Overview

STZ (Constellation Brands) produces and markets beer, wine and spirits. It is the third largest beer company but holds the top position in the coveted premium and imported beer segment, led by Mexican brands Modelo and Corona. STZ is trying to grow in the high-end wine category with brands such as Robert Mondavi and also has small operations in spirits and cannabis. Growth has been strongest in the beer business where it is increasing volumes, revenues and profits compared to a decline in the beer industry as a whole. Growth is expected to continue through marketing and capital investments, funded by consistently strong cash flows.

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Earnings and Yield

STZ exceeded expectations in the last four quarters and maintained strong guidance going forward. EPS estimates have been rising over the past month. Dividend in 1.5%.

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Valuation

PE is 19 compared with an average of 25 and forward PE is 19. PE to growth is 1.7. PS is 4.1 compared with an average of 4.5 and industry value of 9.9.

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Technical

Simple MA:           

5 day                     247.50   

10 day                   246.73

20 day                   250.04

50 day                   252.30

100day                  257.17

200day                  249.86

 

PSAR                     SELL since July 31, 2024

ADX (14)                17.6 and flat

DI +                       18.9 and flat

DI –                        26.3 and flat

 

MACD (12,26)       negative 5.03

SMA (9)                 negative 4.67

               

OBV                      Above the 20 day MA and flat while 20d MA is rising

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Prices

Close                     245.16 on July 31, 2024         

52 wk hi                 274.87

Ave target             302.00

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Summary

STZ is an attractive stock to purchase with the goal of gaining  ≥ 5% within the next 6 months.

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Stock Wealth Safely does not provide investment advice. This site simply lists the stocks we have chosen for our investment portfolio and shows how they have performed over time. Past performance is not a predictor of future results. Individual investment results may vary. All investing involves risk of loss.

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